Vaibhav Kulshrestha and His Journey as Youngest Chairman of Public Listed Company

Leadership in India’s financial services sector is evolving with entrepreneurs who combine banking experience, technology, and customer-focused financial solutions. Vaibhav Kulshrestha, Founder, Chairman and Managing Director of My Mudra Fincorp Limited, is one such entrepreneur. His journey from working in the banking sector to leading a publicly listed fintech company reflects years of experience in financial services and business building.

Who Is Vaibhav Kulshrestha?

Vaibhav Kulshrestha is the Founder, Chairman and Managing Director of My Mudra Fincorp Limited. The company was established in 2013 and later transitioned from a private limited company to a public limited company. My Mudra completed its IPO in September 2024 and was listed on the NSE Emerge platform under the symbol MYMUDRA.

According to My Mudra's official profile, Vaibhav Kulshrestha is recognised as the youngest chairman of an NSE-listed public limited company in India. This recognition came alongside the company's journey from a financial services business to a publicly listed enterprise.

Early Career in Banking and Financial Services

Before establishing My Mudra, Vaibhav Kulshrestha gained professional experience in retail banking and financial services. His career included sales and marketing roles with institutions such as IDBI Bank, HSBC, and Standard Chartered Bank. This experience provided exposure to different aspects of banking, customer requirements, and credit distribution.

His professional background helped shape his understanding of the challenges borrowers can face while accessing financial products. This experience eventually contributed to the idea of creating a platform that could connect customers with multiple lenders.

Building My Mudra Fincorp

Vaibhav Kulshrestha founded My Mudra in 2013 with a focus on making financial products more accessible. The company operates as a multi-lender loan distribution platform and Corporate DSA, connecting borrowers with banks and financial institutions.

Over time, My Mudra expanded its offerings across personal loans, business loans, home loans, professional loans, and working capital finance. The company's own profile states that its platform connects customers with more than 90 banks and financial institutions.

The business has also developed a broader financial services presence, with its annual report noting expansion into insurance and mutual fund distribution alongside its loan distribution activities.

From Entrepreneur to Youngest Chairman of a Listed Company

A significant milestone in Vaibhav Kulshrestha's journey came with My Mudra's public listing. The company's prospectus records that it was originally incorporated as My Mudra Fincorp Private Limited in September 2013 and was converted into a public limited company in 2023.

The company subsequently completed its IPO in September 2024 and became listed on the NSE Emerge platform. This transition marked an important stage in the company's corporate journey and established Vaibhav Kulshrestha's position as Chairman and Managing Director of a listed fintech business.

Focus on Technology and Financial Access

Under Vaibhav Kulshrestha's leadership, My Mudra has continued developing technology-enabled financial services. The company's annual report highlights its focus on a phygital model, technology-driven processes, and expanding its distribution network to improve customer access.

In February 2026, My Mudra also announced that HDFC Bank's digital lending platform had been integrated with its system, enabling digital loan solutions across India. The announcement was signed by Vaibhav Kulshrestha in his capacity as Managing Director.

Leadership and the Road Ahead

Vaibhav Kulshrestha's journey demonstrates how professional experience in banking can evolve into entrepreneurship and corporate leadership. From gaining experience with established banks to founding My Mudra and taking the company to the public market, his career has developed alongside the growth of digital financial services in India.

As Chairman and Managing Director, his role now involves contributing to the company's strategic direction, financial services expansion, technology adoption, and long-term development. My Mudra's investor-relations materials continue to identify him as Managing Director and a member of key board committees.

Conclusion

Vaibhav Kulshrestha's journey as the youngest chairman of public listed company in India, as described by My Mudra, is closely connected with his experience in banking, entrepreneurship, and fintech. His career illustrates the progression from financial-services professional to founder and corporate leader, while My Mudra's NSE Emerge listing represents a major milestone in that journey.